Every contribution, accounted for.
Run your cooperative's members, contributions, loans and dividends in one place.
For staff, community and market cooperatives that are done with the paper ledger and the spreadsheet.
Passbook · Monthly Dues
Ngozi Eze
Member no. 0148 · Sample figures
Balance, calculated from every entry below
₦325,000.00
| Date | Particulars | Reference | Paid in | Withdrawn | Balance |
|---|---|---|---|---|---|
| 1 Jun 2026 | Opening balance | 240,000.00 | |||
| 28 Jun 2026 | Payroll deduction | PAY-JUN | 25,000.00 | 265,000.00 | |
| 28 Jul 2026 | Payroll deduction | PAY-JUL | 25,000.00 | 290,000.00 | |
| 14 Aug 2026 | Bank transfer | TRF-8841 | 15,000.00 | 305,000.00 | |
| 28 Aug 2026 | Payroll deduction | PAY-AUG | 25,000.00 | 330,000.00 | |
| 3 Sept 2026 | Withdrawal | WDL-0312 | 30,000.00 | 300,000.00 | |
| 28 Sept 2026 | Payroll deduction | PAY-SEP | 25,000.00 | 325,000.00 |
A wrong entry never disappears.
Nobody can quietly change a figure in Coopadi. A mistake is corrected by a linked reversal and a new entry, so members and auditors can see what happened, who did it and when.
Posted entries are permanent
Never edited, never deleted.
Balances are calculated
Every balance and report comes from the transactions. Nobody types one in.
Closed periods stay closed
Earlier months cannot change without an authorised reopening.
Try it · Cash deposit
Ngozi paid ₦5,000. The entry says ₦50,000.
| Ref | Particulars | Amount | Balance |
|---|---|---|---|
TXN-2291 | Cash deposit | +₦50,000.00 | ₦375,000.00 |
The posted entry cannot be edited. So how do you fix it?
Set up for how your cooperative already works.
Name your own accounts and set your own rules for contributions, loans and dividends. Start from a template and change it later without custom work.
- Typical user
- Bank, university or company staff cooperatives
- Contributions
- Fixed amounts, matched to the monthly payroll deduction list from HR
- Loan approval
- Multi-level: treasurer, secretary, then chairman
- Day to day
- Web portal for officers, mobile app for members
Payroll deduction import · Sample
October deductions from HR
One system for the whole cooperative year.
Sample figures
Every month
Contributions
Weekly, monthly or open deposits, set per account. Record one in a few taps, post a batch for many members, and give each member a receipt.
As applications come in
Loans
Coopadi checks each request against your rule before anyone approves it. Guarantors confirm, every decision is recorded, and the repayment schedule is generated for flat or reducing-balance interest.
₦400,000.00 requested
Eligible
Limit ₦650,000.00, twice savings · 2 of 2 guarantors confirmed
Treasurer
Approved
Secretary
Approved
Chairman
Waiting
At year end
Dividends
Set your own weights and preview each member's share before anything is posted. Once finalised, the run goes into the ledger and every member gets a statement showing how their figure was reached.
Weighted 60% savings, 25% tenure, 15% loan patronage · Preview, not yet posted
Before the AGM
Reports
Every report is generated from the ledger on demand. Download the financial statements, loan summary and dividend schedule together as one AGM pack.
Members can check for themselves, in their own language.
Fewer calls to the treasurer. Each member sees their balances, loan schedule and dividend history on their phone, and can apply for a loan, answer a guarantor request or share a statement.
Choose your language
Member no. 0148
Ngozi Eze
Total savings
₦325,000.00
Share capital
₦60,000.00
Loans outstanding
₦400,000.00
Bring your members over without retyping the book.
Your existing register comes across in four steps.
1
Upload your list
Export your register as a CSV, or start from our template.
2
Match the columns
Tell Coopadi which column is which. Your book's layout can stay as it is.
3
Fix what it flags
Nothing is saved until every row is valid.
4
Enter opening balances
Record what each member holds at your cut-over date, then carry on from there.
One flat fee, set by your member count.
Every plan starts with a 30-day free trial with all features included.
Starter
No. 01
- Members
- Up to 50
- Contributions, ledger
- Added
- Member statements
- Added
- Single-approver loans
- Added
Start free trialTotal per month
₦25,000
Growth
No. 02
- Members
- 51 to 200
- All of Starter
- Included
- Multi-level approval
- Added
- Dividends
- Added
- AGM reports
- Added
Start free trialTotal per month
₦35,000
Enterprise
No. 03
- Members
- 201 to 500
- All of Growth
- Included
- Payroll sync
- Added
- Audit trail exports
- Added
- Priority support
- Added
Start free trialTotal per month
₦70,000
Custom
No. 04
- Members
- More than 500
- All of Enterprise
- Included
- Dedicated onboarding
- Added
Talk to usPriced for your size
By arrangement
Close the paper ledger.
Book a demo and we will show you how Coopadi fits your cooperative.
- 1
Book a demo
Tell us your cooperative's name and size, and we will show you around.
- 2
Complete your setup link
Add your cooperative's details and the first administrator's account.
- 3
Start your 30 days
We review the details, then your cooperative opens with every feature on.